Moorman Insurance
 

1212 West Marion Street
PO Box 248
Manchester, Iowa

563.927.2263

Flood Insurance

What Nobody Ever Told You About Flood Insurance

When it rains, it pours. And when it pours, rivers and creeks have a tendency to flood. Water can be a very powerful force when it becomes abundant enough, and flood damage can be very costly if you need to make repairs to your home. Unfortunately, many property owners are unaware that flood protection is not included in their homeowners insurance and must be purchased separately.  What!?!?!?  Read that again.
 
Flood protection is not included in their homeowners insurance and must be purchased separately.
 
 
 
 
National Flood Insurance Program Statistics
 
Floods are the #1 natural disaster in the U.S.
The average flood insurance claim in recent years is $35,000.
From 2002 to 2011, total flood insurance claims in the U.S. averaged nearly $3 billion annually.
New Jersey is the top state in the U.S. for flood insurance claims. More than $628 million of claims payments were paid in the state in 2011 alone.
People who live outside high-risk flood areas file more than 20% of NFIP claims and get more than 33% of disaster relief funds.